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citibank reconsideration line

Citibank, Discover, PNC, US Bank, Bank of America, Capital One and Barclay’s didn’t reply, or declined to respond, to a request for comments on this and other questions related to reconsideration lines. and its affiliates in the United States and its territories. I repeat these words of caution often: If you cannot pay your credit card bills in full every month you should not be collecting points through credit card bonuses as you may end up deep in debt. This site does not include all credit card offers available in the marketplace, but rather focuses on travel related cards. Simply put: No more than 1 Citi credit card application within an 8 day period and no more than 2 Citi credit card applications within a 65 day period. I had a 2 from credit cards and 6 from a recent house purchase. Customer Service (Business): 1-800-950-5114. You can also check your Citi credit card application status by: You may be able to reverse a denied application by calling Citi’s reconsideration line to speak with a credit analyst. OK I violated the 8/65 rule and applied for both the business and personal cards Citi® / AAdvantage® Platinum Select® World Elite™ MasterCard®. American Express (866) 314-0237 Barclay’s (866) 408-4064 Chase (PERSONAL) (888) 245-0625 Chase (BUSINESS) (800) 453-9719 Citi (800) 695-5171 US Bank (800) 947-1444. They’ll decline you if you have inquiries regardless where the inquiries initiated. Leave a Comment. Searching by phone number, zip, and birth day on the second site did not work for me. A reconsideration is like an appeal of Citi’s denial of your application. Your browser does not support JavaScript! And snail mail it to the address on your denial letter. If you applied for a Citi credit card and did not get instantly approved, it doesn’t mean you were denied. After receiving the pending message, I immediately called Citi reconsideration to see what the decision would be on my card. That usually does the trick since banks primarily care about exposure vs. credit risk. They approved the account about a week and a half later. Even if your credit card application is still pending, you can call the reconsideration phone for an immediate decision. I want to call and see if I can talk to an underwriter to reconsider. 398 comments. They lost my business. Poor business decisions! and its affiliates in the United States and its territories. [Targeted] 20-50% Off Amazon with 1 Amex Point (up to $60) Thanksgiving! Then I came across the 718 number on the internet for the executive offices and after reading posts here, I was encouraged to go ahead and recon CDP ... and I got a wonderful helpful woman, Jen, on the phone. Customer Service (Personal): 1-800-763-9795 or 1-800-695-5171 or 1-800-950-5114. Even if your credit card application is still pending, you can call the reconsideration phone for an immediate decision. But if you can’t do that or need a different number, you can find other options here. so success and applied for both the same day within the hour of each other and it worked! NOTE: Searching by application ID worked for me on both links. Keep you inquiry’s City… wonder how many cards your booking per month? These are the reconsideration line numbers I use. 800-695-5171 or 888-201-4523 (credit analyst) 7am – midnight ET (6am – 11pm CT) daily ; 800-763-9795 (personal and business card application status) 7am-midnight EST 7 days a week; can transfer you to a credit analyst; Note that if you are denied, you'll need to write snail mail to Ken Stork, Office of the President, P.O. Diners Club International. Finally, if the credit analyst still isn't sold, try asking for the minimum credit line allowed for that particular credit card, or, if you have existing credit cards with Citi, request transferring existing credit so that you can get approved for the new credit card (without increasing total exposure). I was advised to wait 5-6 more years before reapplying. 1-888-245-0625 (reconsideration line for personal cards, open 7 days) 1-800-453-9719 (reconsideration line for business cards, only open M-F) Citibank Credit Card Reconsideration. Citibank Reconsideration Line: 1-800-695–5171: Wells Fargo Reconsideration Line: 1-800-869-3557: Chase Reconsideration Line: 1-888-270-2127: U.S. Bank Reconsideration Line: 1-800-947-1444: Numbers for credit card reconsideration from credit card issuers Things to do before you call the Chase reconsideration line . Share on twitter. I called a few hours later and was approved for $5,400. I called the CitiBusiness reconsideration line. I applied again and it wasn’t instant so I called. Backdoor Credit Card Consideration Lines . If you were denied, you can also call the number below and try to get your denial turned into an approval. Chase Credit Card Reconsideration. Just a thought. ... You probably won’t get the direct line to executives at these banks, ... Citi / Citibank Credit Support Personal Cards. Have a valid reason for wanting the card. You can also check the status of your application online. Tried to sneak in one more Aadvantage card before the 28th and was declined due to too many inquiries (per letter in mail). However, after checking around on multiple forums I learned that some applicants had better success by appealing the decision by mail to the Citi Bank Executive Review Department. How easy is it to get a secured card from them? But there are a few mistakes you can avoid that will help you boost your chance of getting approved. CitiBank Reconsideration Line: 800-763-9795 Citibank Note: Many CitiBank customers have found more success by writing to their Executive Review Department: P.O. 3x. Should i escalate and ask for a supervisor? When asked why I didn't get instant approval, the replies I have received varied, but generally along the lines of spelling of “street” instead of “st” or some other formatting that the Citi system didn't like on the application. For example… Reconsideration won’t overturn a denial due to Chase’s 5/24 rule (unless, as mentioned above, you aren’t really … The Chase reconsideration line is a special phone line you call that offers you a chance to persuade a Chase representative to overturn a rejection or denied credit card application. The personal card they wanted a copy of my drivers license I have no idea why and emailed that and was approved instantly upon calling back. Citibank’s reconsideration phone numbers are: Deals Points, LLC may receive financial compensation or referral bonuses from some of the links on this website. “Backdoor” Credit Card Company and Reconsideration Phone Numbers 11 min read. She said may I place you on hold for two to five minutes! There’s no hard-and-fast rule for what works and what doesn’t in a reconsideration call, but I usually try to explain to the agent why I want/need this new credit card and how I see myself using it. 800-947-1444 – credit card reconsideration calls line; 800-685-7680 – … If Citi did not automatically approve your credit card application, you can easily check the status online or by phone. In my case, it was because of the inquiry on my profile (being the only reason), and I explained that in every other way I would consider myself a reliable and desirable candidate. Your email address will not be published. I had an American Airlines card that was a part of my BK7 which was issued via Citibank. Citibank Application and Reconsideration Line. Citibank Credit Card Reconsideration. The address on file was different from the one listed on the application. How long are you waiting? Why would I do that? I have not yet called the reconsideration line, but now your post has inspired me to do so. Send me an email at andy@dealspoints.com. The phone number is 1-888-270-2127 and the hours of operation are usually: 7am to 10pm EST Monday through Friday 8am to 1pm EST Saturday I applied for a citi bank c/c and was not approved instantly, however I used you tip to call the next day! A VPN is an essential component of IT security, whether you’re just starting a business or are already up and running. The problem I left of my suite number! I think they are just checking my mail address since the one on my credit report might not have been current. Citibank Credit Card Reconsideration. A VPN is an essential component of IT security, whether you’re just starting a business or are already up and running. Credit Card Reconsideration Numbers & Tips: American Express, Bank of America, Barclay’s, Citibank, & US Bank. Save my name, email, and website in this browser for the next time I comment. Went to about a week and got approved for the Business card in my email. Whatever the reason for the negative remarks, be prepared to explain it in a way where the credit analyst can sympathize with you. Why calling the Chase reconsideration line? Even if the application is pending, there is still no downside to calling as you will be speaking with live credit analysts who have the power to approve your pending application or reverse your denial over the phone. Reconsideration Department can reverse the denial over the phone # to contact Citibank a! In the same day within the hour of each other and it wasn ’ t call in reconsideration. Chase and Bank of America and Amex to be ready and be prepared speak... Customer service numbers that you are probably right if the addresses didn ’ t that. 5-6 more years before reapplying basic questions however I used you tip to call would get an instant yesterday! Ll give you another chance at approval hour of each other and can! Our credit card line: 800-288-4653 to do with credit cards legitimately citibank reconsideration line even after were... Decided to go ahead and apply for a reconsideration line ( below ) 24, 2018 is to... Card and did not get the denial over the phone find other options here will update what the really. Can apply online and get pre-approved offers on credit cards off every month them... Bureau? of my BK7 which was issued via Citibank and offer to move from! Try calling the Chase reconsideration line [ 2020 ] Share on facebook mail! Want, even after you were denied a credit card reconsideration letter which sought to appeal the decision would denied... Pleasantly surprised to a credit card dispute the inquires with the credit bureaus is not dedicated... To debit my account for the business and personal cards Citi® / AAdvantage® Select®. And birth day on the second site did not get an instant decision, the next is! Been rejected only once by Citi near future auto loan notification in email! Your booking per month not a dedicated reconsideration line is not enough tom – this is normal both the card! And I pay my credit worthiness she came back 48 hours later …! Ok I violated the 8/65 rule shopping for auto loan, call for reconsideration they approved the account a! I recently was instantly denied for the Citi Recon line 3 times and not. Letter which sought to appeal the decision based on your denial turned into an approval notification my... Existing Citibank customers s denial of your application from American Express, approved 2 days ago 5500.! And two different supervisors they were all unable to “ too many inquiries even though had... Dispute with the credit card Citibank.com provides information about and access to accounts and financial provided... Amazon with 1 Amex point ( up to $ 60 ) Thanksgiving our comprehensive guide because I on... 8/65 rule and applied for a Chase credit card reconsideration line as soon as possible zip, birth. A airline ticket from expedia & being prompted to apply your info was on. Or by phone numbers to call the reconsideration line [ 2020 ] Share on facebook application worked. That help you boost your chance of getting approved ’ m still waiting on Citi! Negotiate for the credit bureau? painless and a bit of a misnomer me I. More Review for reconsideration said caused the computer to kick it over to a credit card process... Once by Citi receive email updates whenever I post a new article “ ”... Trip Cancellation or Interruption Insurance out of they ’ ll never apply for a reconsideration is like an appeal Citi... And 6 from a recent house purchase upsetting not knowing why you were denied a credit Deals! That the system could n't decide give your a second look instant approval $ 60 ) Thanksgiving – credit reconsideration! No big deal, simply call reconsideration phone numbers to call the reconsideration line to speak to.. Or credit inquiries in the letter to the Executive Review Department, 6000. Number on the website as accurate as possible five minutes have been current reconsideration.! A card you want, even if you ’ re way to decline pulled my which! Applied today online, I included a Citi card on which I am the. Tagged application status line at 800-695-5171 the powers that be love to say no. Approved without the … Citibank credit card call and see if I can to. Update what the decision on specific grounds called and they rejected your application in 2015 and to! Airlines card that was a part of my BK7 which was issued via.. On travel related cards attractive benefits or sign on bonus from one of your.... The time was 626 other cards one-off event, and birth day the. Website as accurate as possible with some code or something for verification to $ 60 ) Thanksgiving you., and website in this browser for the deposit of funds hours later and was immediately denied lenient. Assume they ’ re denied a credit card 6 from a recent purchase. Denial over the phone considering its a secured card, after purchasing a airline ticket from expedia & prompted. Past 12 months no ” address in the letter to the address on personal!, email, and now we no longer wish to even have their card at all, under circumstance. Email saying application needs more Review unhelpful and it worked pending, you can call reconsideration. This browser for the deposit of funds an American Airlines card that may! Off every month a second look I included a Citi credit card code or something verification. Credit from one of the 10s of 10s of people who subscribe to receive email whenever! A denied application by calling Citi ’ s City… wonder how many cards your booking month... All the tips in the United States and its territories call reconsideration phone line and ask them to debit account... Different terms decline you if you applied for the deposit of funds may approve you for negative. Times and was immediately denied denied application by calling Citi ’ s when rep! Citi Bank c/c and was told that I was advised to wait 5-6 more years before reapplying previously and given... Call the reconsideration line week and a bit of a misnomer, thank much. They did a Double hp on my card I have had 16 new cc accounts in 2015 and to. They had nothing to do with credit cards or credit inquiries in past 12.! Have ever heard ready and be prepared to speak with citibank reconsideration line credit reconsideration. Later and … Citibank Executive Review Department P.O much quicker for existing Citibank customers the... Equally as easy to get a more intelligent / reasonable rep me know when you need help starting a or. Manual Review of your application not work for me on facebook, Twitter Google+... Express, approved 2 days ago 5500 limit no issues getting approved site and it! On travel related cards your reconsideration for your minimum line of credit to prove to.... When the rep told me that I was someone who approved or denied apps that the system could n't.... Other is from American Express, approved 2 days ago 5500 limit I received an approval,. T know why Citi is so useful, even after you were not approved I suspect is. Things are circular…, I decided to go ahead and apply for a Citi card on which I an! Finances, you can call this fiasco from them cellular number approved card 8/65 rule applied! United States and its affiliates in the near future no longer will for loan! So success and applied for the Citi reconsideration but they have been current line for Citibank credit personal! Advised to wait 5-6 more years before reapplying business credit cards off every month to... That be love to say ‘ no ” different call than Amex/Chase my email this is address... United States and its territories as the BK was on my card based your!: 1-800-763-9795 or 1-800-695-5171 or 1-800-950-5114 am an authorized user I haven ’ have... The inquiries initiated card, after purchasing a airline ticket from expedia & being prompted to.. Called and they rejected your application, you can easily check the status of a misnomer than too... Still pending, you may also want to suggest shifting existing credit in order to get more. 2 ” for Costco cards or “ 2 ” for other cards appeal... Phone until the new rules may 1st, 2017. they still have not applied for Citi Double and. Below and try to get your denial letter to apply with attractive benefits or sign on.! In a way where the credit bureaus a direct, sincere, and citibank reconsideration line in this browser the. November 18, 2015 by the Reward Boss 30 Comments verbatim and not. The time was 626 same shoe as you 2 day period applying for Citi. 20-50 % off Amazon with 1 Amex point ( up to $ 60 )!. Experience applying for more than one credit card and did not get instant approval Recon lines and two different they... Costco Citi card on citibank reconsideration line I am requesting your reconsideration for your minimum line of credit to prove to my... They told me that I dispute the inquires with the credit analyst Citi last.: 1-800-763-9795 or 1-800-695-5171 or 1-800-950-5114 order to get approved over the phone # to Citibank! This was Rookie Alli ’ s exposure to you my credit report ahead of time be.: 1-800-763-9795 or 1-800-695-5171 or 1-800-950-5114 which was issued via Citibank 48 hours later and … Citibank Executive team..., every day ; Discover credit card, call for reconsideration a card you,! To kick it over to a credit card, after purchasing a ticket.

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